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Use of Preventive Health Services Declined Among Commercially Insured People – With Big Differences in Telehealth for Non-White People, Castlight Finds

Health Populi

Declines in preventive care services like cancer screenings and blood glucose testing concern employers, whose continued to cover health insurance for employees during the pandemic. The full report speaks to medical spending and utilization trends for preventive care, telehealth, and behavioral health. in 2021.

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Personalizing Health Means Personalizing Health Insurance for Patient-Members – Learning from HealthEdge

Health Populi

.” HealthEdge’s latest research into health consumers’ perspectives finds peoples’ satisfaction with their health insurance plans lacking, with members seeking easier access their personal health information, high levels of service, and rewards for healthy behaviors.

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What $285,000 Can Buy You in America: Medical Costs for Retirees in 2019

Health Populi

The average 65-year old couple retiring in 2019 will need to have a cash nest-egg of $285,000 to cover health care and medical expenses through retirement years, Fidelity Investments calculated. Fidelity estimates the average retiree will allocate 15% of their annual spending in retirement on medical costs.

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Milliman Finds PPO for Family of 4 in 2019 Will Cost $28,386

Health Populi

increase over 2018, according to the 2019 Milliman Medical Index (MMI). The Milliman MMI team has updated the methodology for the Index; the chart shown here is my own, recognizing that the calculations and assumptions beneath the 2019 data point differ from previous years. Milliman has changed the methodology for the 2019 MMI.

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Health/Care Goes Retail at CES 2019

Health Populi

who have health insurance must take on a deductible of some amount, which compels that insured individual to spend the first dollar on medical services up until they meet their financial commitment. Consider a 2016 Aflac survey asking consumers what their ideal health insurance shopping experience should feel like.

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The Patient As Payor: Workers Covered by Employer Health Insurance Spend 11.5% of Household Incomes on Premiums and Deductibles

Health Populi

Workers covered by health insurance through their companies spend 11.5% of their household income on health insurance premiums and deductibles based on The Commonwealth Fund’s latest report on employee health care costs, Trends in Employer Health Coverage, 2008-2018: Higher Costs for Workers and Their Families.

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“It’s the Deductible, Stupid” – Health Premiums Reach $20,576 in 2019 for a Family

Health Populi

Here’s the latest arithmetic on American workers’ financial trade-off of wages for health care insurance coverage: in the ten years since 2009, family premiums have risen 54% and workers’ contribution to health care spending grew 71%. Larger companies are more likely to offer health insurance to workers than smaller companies.