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Washington Bill Would Provide Workers’ Comp Insurance to Nurse for PTSD

Scrubs

And lawmakers in Washington state have proposed a bill that would provide workers’ compensation insurance coverage for nurses with PTSD, similar to a 2018 law that provides workers’ PTSD compensation to firefighters and police officers. Low pay, long hours, and staff shortages have only compounded the crisis.

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In the Past Ten Years, Workers’ Health Insurance Premiums Have Grown Much Faster Than Wages

Health Populi

who benefits from health insurance at the workplace, the annual family premium will average $21,342 this year, according to the 2020 Employer Health Benefits Survey from the Kaiser Family Foundation. Workers receiving health insurance through their jobs have seen their portfolio of benefits changing over the years.

Insurance 173
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The Patient As Payor: Workers Covered by Employer Health Insurance Spend 11.5% of Household Incomes on Premiums and Deductibles

Health Populi

Workers covered by health insurance through their companies spend 11.5% of their household income on health insurance premiums and deductibles based on The Commonwealth Fund’s latest report on employee health care costs, Trends in Employer Health Coverage, 2008-2018: Higher Costs for Workers and Their Families.

Insurance 109
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Use of Preventive Health Services Declined Among Commercially Insured People – With Big Differences in Telehealth for Non-White People, Castlight Finds

Health Populi

Declines in preventive care services like cancer screenings and blood glucose testing concern employers, whose continued to cover health insurance for employees during the pandemic. fewer commercially insured employees were tested for HbA1C (hemoglobin blood glucose test), and wellness exams dropped by nearly 11%.

Insurance 125
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Insured, Sick and Broke – The Latest on the State of U.S. Health-Insured Consumers’ Financial Health

Health Populi

This is what rationing health care looks like in America: one in two people in families dealing with a chronic health condition have difficulty affording paying medial bills before meeting a deductible, unexpected medical bills, co-payments for prescription drugs, co-payments for physician visits, and/or their monthly health insurance premium.

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Murder, vitriol, and hidden costs: inside the health insurance industry’s biggest battles

KevinMD.com

With the murder of the UnitedHealthcare CEO, many have expressed vitriol towards the insurance industry. Having worked in non-profit health care all my life, I decided in 2018 to switch to the “dark side,” or the insurance industry, out of curiosity. What is it that they do, and how are they doing it?

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What If Costco Designed the Prescription Drugs Sales Model?

Health Populi

Fast-forward through the 1990s and the advent of PBMs — pharmacy benefit management companies — the intermediaries managing drug benefits for health insurance plans. Today, the three largest PBMs, processing about 4 in 5 retail prescription claims, are embedded in large health insurance companies. Now: consider Costco.

Insurance 154